Are you thinking about making home renovations? Smart homeowners use government money to pay for part, or all of their renovations.
However, did you know that fewer than 2 in 10 people take advantage of programs that can cover $5,000 to $20,000+ in home upgrades.
This guide will show you exactly what exists in terms of government grants for home renovations in Quebec, and how to qualify for them.
Read this before you start any renovations
Most homeowners renovate based on instinct, not on market data. That’s how thousands of dollars get wasted. To maximize your ROI, you need to know:
- What your home is worth today
- Which features buyers in your area actually pay for
- Where your home is underperforming compared to similar properties
Top homeowners don’t guess, they plan using real market insights.
Immovision
Find the best renovations for your home (Free)
Get a no-obligation comparative market analysis (CMA) from a local expert, and discover:
- The highest ROI upgrades for your property
- What to avoid wasting money on
- How to increase your home’s value before you renovate
All that being said, let’s get into exactly what government grants for home renovations exist today.
What government grants are available for home improvements in Quebec?
In Quebec, there are four types of grants that you can get access to for home renovations:
- Federal grants (Canada wide programs)
- Provincial grants (Quebec specific programs)
- Municipal grants (city wide programs)
- Utility-based programs (electricity/gas providers e.g. Hydro-Quebec)
While this structure is straightforward, how these programs pay out can vary, and this is where many homeowners get confused, and it can be difficult to plan how to finance your project.
How do you actually receive the money?
In most cases, government renovation programs in Quebec do not work like tax deductions where you reduce your taxable income. Instead, they typically follow one of three models:
- Reimbursements (most common) – You pay for the renovation upfront, then submit proof (invoices, inspections, receipts), and the government sends you a cheque or direct deposit after approval.
- Upfront grants or staged payments – Some programs provide partial funding before or during the work, especially for low-income households, or for major structural or environmental upgrades.
- Tax credits (less common, but still used) – In some cases, you may receive a refundable tax credit, which is claimed when you file your taxes.
What federal grants are available for home renovations?
Federal home renovation programs in Canada can be grouped into two main categories:
Let’s take a look at what each of these are and why they exist, so that we can navigate eligibility requirements more effectively and access the maximum funding available.
Federal energy rebates
Compared to EU countries, Canada uses more energy to generate the same level of economic output. This results in higher production and living costs and greater exposure to global energy price fluctuations.
To address this, the federal government offers incentives and programs to improve energy efficiency, including:
- Canada Greener Homes Loan
This program provides an interest-free loan of up to $40,000, repayable over 10 years, to support home energy upgrades. Eligible improvements include better insulation, new windows and doors, as well as installing technologies such as smart thermostats, solar panels, or heat pumps.
→ Learn more about the Canada Greener Homes Loan (external link)
– - Canada Greener Affordable Housing Program
Owners of multi-unit residential buildings serving lower-income tenants can access low-interest financing to significantly improve energy performance. The program aims to reduce energy use by up to 70% and greenhouse gas emissions by up to 80%.
→ Learn about the Canada Greener Affordable Housing program (external link)
– - Oil to Heat Pump Affordability Program
Households currently using oil for heating can receive financial assistance to switch to a heat pump system. This transition helps lower greenhouse gas emissions while also reducing long-term energy costs.
→ Learn about the Oil to Heat Pump Affordability program (external link)
– - CMHC Eco Improvement Program
Homeowners with mortgages insured by the Canada Mortgage and Housing Corporation may qualify for a partial refund on their insurance premium. If energy-efficient renovations exceed $20,000, up to 25% of the premium can be reimbursed.
→ Learn about CMHC’s Eco Improvement program (external link)
– - CMHC Eco Plus Program
Borrowers with mortgages insured by the Canada Mortgage and Housing Corporation may qualify for additional financial incentives when purchasing or constructing an energy-efficient home. This program rewards higher energy performance standards by offering premium refunds or reduced borrowing costs.
→ Learn about CMHC Eco Plus Program (external link)
Note
Government grants for seniors and persons with disabilities
Long-term institutional healthcare for seniors and persons with disabilities is very expensive. A far cheaper option is for the government to support “age in place” and accessibility renovations. As such, the federal governement of Canada offers the following grants for seniors and persons with disabilities:
- Multigenerational Home Renovation Tax Credit
A federal tax credit that helps offset renovation costs for adding a secondary unit to a home for a senior or adult with a disability. While not strictly an energy program, eligible renovations can include efficiency improvements.
→ Learn about the Multigenerational Home Renovation Tax Credit
– - Home Accessibility Tax Credit
Provides tax relief for renovations that improve accessibility and safety in the home. Some eligible upgrades (like improved insulation or structural changes) can indirectly support energy efficiency.
→ Learn about the Home Accessibility Tax Credit
What provincial grants are available for home renovations in Quebec?
While Québec’s provincial programs follow the same core principles as federal grants, primarily energy efficiency and accessibility, they go one step further by offering targeted funding for housing quality issues, such as structural repairs and region-specific problems like pyrite damage. We can group the available programs into the following categories.
- Energy efficiency grants
- Accessibility & aging in place
- Housing quality & safety (this is the extra category at the provincial level)
Important
Energy efficiency grants
- Rénoclimat financial assistance program
Québec provides financial support for renovations that improve your home’s energy performance. This includes upgrades such as insulation, air sealing, new windows and doors, or more efficient heating and ventilation systems. Depending on the scale of the work, homeowners can receive several thousand dollars in financial assistance.
→ Learn more about the Rénoclimat program (external link)
– - Chauffez vert program
If your home is currently heated with oil or propane, you may qualify for financial assistance to switch to a cleaner energy source, such as electricity. Grants vary based on your property and the system being replaced, but can help offset a meaningful portion of the upgrade cost.
→ Learn more about the Chauffez vert program (external link)
– - Éconologis program
For households with more limited income, Québec offers programs that go beyond rebates. Eligible participants can receive personalized advice on improving their home’s efficiency and, in some cases, benefit from free installations such as smart thermostats.
→ Learn more about the Éconologis program (external link)
Accessibility & aging in place grants
- Home adaptation for accessibility
If a person with reduced mobility lives in the home, financial assistance is available to make the property more accessible. This can include exterior modifications like ramps, or interior upgrades such as stairlifts or adapted bathrooms. Funding can reach up to $12,000 for exterior work and an additional $12,000 for interior improvements.
→ Learn more about the Residential Adaptation Assistance Program (external link)
Housing quality & safety
- RénoRégion
This program provides financial assistance to homeowners in rural areas of Quebec, who need to carry out major repairs to improve the safety and condition of their property. It is primarily aimed at low-income households and supports essential work such as structural repairs, roofing, insulation, and electrical or plumbing upgrades. The amount of assistance varies depending on income and the extent of the work required.
→ Learn more about the RénoRégion Program (external link)
– - Pyrite damage remediation
For homeowners affected by pyrite, a mineral that can damage concrete foundations, Québec offers support to cover inspection costs and necessary repair work.
→ Learn more about the Pyrite assistance program (external link)
– - Rénovation Québec Program
This program supports residential renovation projects carried out in partnership with municipalities. Depending on the city and specific initiative, homeowners may receive financial assistance for repairs, modernization, or improvements that enhance the quality and longevity of the housing stock. Eligible work can include structural repairs, façade improvements, and upgrades to essential building systems.
→ Learn more about the Rénovation Québec program (external link)
What municipal grants are available for home renovations in Quebec?
- RénoPlex (Montréal-specific)
In Montreal, this program provides financial support to owners of small multi-unit residential buildings (plexes) to carry out major renovation work. Eligible projects typically include structural repairs, roof replacement, masonry work, and improvements to building safety and durability. The goal is to preserve the quality of the city’s rental housing stock.
→ Learn more about the RénoPlex program (external link)
– - Heritage property grants
Some municipalities offer financial assistance to homeowners who own designated heritage properties. These grants help cover the cost of restoration and preservation work, such as repairing façades, maintaining original architectural features, or using historically appropriate materials. The objective is to protect the cultural and historical value of older buildings while ensuring they remain safe and functional.
→ Learn more about heritage property grants (external link)
What utility-based programs are available for home renovations in Quebec?
- LogisVert Program (Hydro-Québec)
Offered by Hydro-Québec, this program provides financial incentives for homeowners who carry out energy-efficient upgrades. Eligible improvements include insulation, air sealing, installation of heat pumps, and certain high-efficiency appliances such as induction stoves. The amount of financial support varies depending on the type and scope of the work completed.
→ Learn more about the LogisVert program (external link)
– - Solar incentives
Homeowners who install solar energy systems may be eligible for financial support through a combination of utility initiatives and broader programs. While incentives in Quebec are more limited compared to other regions, support may be available for integrating solar technologies with existing electrical systems or reducing overall energy consumption. These programs aim to encourage the adoption of renewable energy and reduce reliance on traditional power sources.
→ Learn more about solar incentives (external link)
– - Énergir (gas utility programs)
Énergir offers financial incentives to customers who improve the energy efficiency of homes connected to natural gas. Eligible upgrades can include high-efficiency heating systems, better insulation, and optimized energy use technologies. These programs are designed to lower energy consumption, reduce emissions, and improve overall system efficiency.
→ Learn more about Énergir programs (external link)
Frequently asked questions
Today, window-related rebates in Québec are primarily split into two different systems. The first is provincial programs like Rénoclimat, which are evaluation-based programs, and the second is utility-based incentives.
In the case of Rénoclimat, homeowners must first complete a home energy evaluation through the program. An energy advisor visits the home, assesses its overall performance, and identifies eligible upgrades. This evaluation typically costs around $150 + tax, but the fee is reimbursed once qualifying renovations are completed, making it effectively free for most homeowners who proceed.
The second system is utility-based incentives, such as Hydro-Québec’s LogisVert program. Unlike Rénoclimat, these programs are not based on a full-home energy audit. Instead, they provide rebates for specific approved upgrades, such as insulation improvements or energy-efficient equipment, based on eligibility criteria and installation requirements.
Final remarks
Most homeowners in Québec never take full advantage of the grants available to them and, as a result, they end up paying significantly more out of pocket than necessary.
The reality is, these programs can cover a meaningful portion of your renovation costs, and lead to a significantly higher ROI, but only if you:
- Know which programs apply to your situation
- Plan your renovations strategically
- Take action before starting your project
When used correctly, government grants aren’t just a bonus, they can completely change the financial outcome of your renovation.
Immovision
Find the best renovations for your home (Free)
Get a no-obligation comparative market analysis (CMA) from a local expert, and discover:
- The highest ROI upgrades for your property
- What to avoid wasting money on
- How to increase your home’s value before you renovate
