Welcome Tax Calculator
What is Welcome Tax?
The Welcome Tax is a one-time municipal land transfer tax collected when a property changes ownership. Quebec law requires all municipalities to charge this tax on real estate transactions within their jurisdiction.
The Welcome Tax is charged on the higher of the two following amounts: the purchase price or municipal evaluation of the property.
When do you have to pay the welcome tax?
You don’t pay the Welcome Tax at the time of closing. After the deed of sale is signed, it is registered with the Québec Land Registry. The Land Registry then sends a copy of the deed to the municipality, which is how the city is notified that a property has changed ownership.
Typically, 30 to 45 days after the purchase, the municipality will send you a bill for the Welcome Tax. Once you receive it, you generally have 30 days to pay the full amount.
Can you pay in installments?
How is the welcome tax calculated?
Québec calculates the welcome tax on a progressive basis, meaning the marginal rate increases as the property price rises.
With the exception of urban agglomerations, each municipality sets its own marginal tax rates, as long as those rates fall within the tax brackets established by Québec’s provincial framework.
The provincial framework refers to Quebec’s Act Respecting Duties on Transfers of Immovables (L.R.Q., c. D-15.1). This states that every municipality in Quebec is legally required to charge the welcome tax using at least three marginal brackets. These are commonly referred to as “base provincial rates”:
- 0.5% of the portion not exceeding $61,500;
- 1% of the portion exceeding $61,500 but not exceeding $307,800;
- 1.5% of the portion exceeding $307,800.
In addition to the base provincial rates, the province also gives each city permission to charge a more on expensive properties. For instance, if a city wants to, it can pass its own by-law to add higher rates (up to 3%) for homes over $500,000.
Generally speaking, smaller cities like Hudson (might charge only the base of 1.5%). However, big cities like Laval or Brossard, may choose to pass a by-law that allows them to add extra brackets (2%, 2.5%, 3%) for more expensive homes. Montréal is the only city in Quebec that’s allowed to go above 3%. It has extra brackets for high value properties and can go up to 4% on luxury homes worth over $3 million.
Below, we list out the welcome tax rates in 2026 for:
Welcome Tax Rates for the City of Montreal (2026)
- 0.5% of the portion not exceeding $61,500
- 1% of the portion exceeding $61,500 but not exceeding $307,800
- 1.5% of the portion exceeding $307,800 but not exceeding $552,300
- 2% of the portion exceeding $552,300 but not exceeding $1,104,700
- 2.5% of the portion exceeding $1,104,700 but not exceeding $2,136,500
- 3.5% of the portion exceeding $2,136,500 but not exceeding $3,113,000
- 4% of the portion exceeding $3,113,000
Source: montreal.ca
Welcome Tax Rates for Longueuil (2026)
- 0.5% of the portion not exceeding $61,500
- 1% of the portion exceeding $61,500 but not exceeding $307,800
- 1.5% of the portion exceeding $307,800 but not exceeding $615,700
- 3% of the portion exceeding $615,700
Source: longueuil.quebec
Welcome Tax Rates for Brossard (2026)
- 0.5% on the portion not exceeding $61,500
- 1% of the portion exceeding $61,500 but not exceeding $307,800
- 1.5% of the portion exceeding $307,800 but not exceeding $500,000
- 3.0% of the portion exceeding $500,000
Source: brossard.ca
Welcome Tax Rates for Laval (2026)
- 0.5% on the portion not exceeding $61,500
- 1% of the portion exceeding $61,500 but not exceeding $307,800
- 1.5% of the portion exceeding $307,800 but not exceeding $611,500
- 2% of the portion exceeding $611,500 but not exceeding $1,223,100
- 3% of the portion exceeding $1,223,100
Source: laval.ca
Welcome Tax Rates for Quebec City (2026)
- 0.5% on the portion not exceeding $61,500
- 1% of the portion exceeding $61,500 but not exceeding $307,800
- 1.5% of the portion exceeding $307,800 but not exceeding $500,000
- 2% of the portion exceeding $500,000 but not exceeding $750,000
- 3% of the portion exceeding $750,000
Source: ville.quebec.qc.ca
Welcome Tax Rates for Gatineau (2026)
- 0.5% on the portion not exceeding $61,500
- 1% of the portion exceeding $61,500 but not exceeding $307,800
- 1.5% of the portion exceeding $307,800 but not exceeding $750,000
- 2.5% of the portion exceeding $750,000 but not exceeding $1,000,000
- 3% of the portion exceeding $1,000,000
Source: gatineau.ca
For more information on Quebec’s Welcome Tax, read What is the welcome tax: Understanding Quebec’s Land Transfer tax.
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